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Lidierth Financial helped me get my dream home

JARGON BUSTER

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Tax Relief At Source (TSR)

See Mortgage Interest Relief.

Title Deeds

The chain of legal documents showing who owns a property. They also contain other information such as planning permissions affecting the property and certificates confirming that all taxes payable on the property e.g. inheritance tax, have been paid in full.

Title Insurance

Title Insurance is an alternative to the traditional solicitor’s investigation of title. It is an insurance policy that protects the bank’s interest against any defects in the title of the property. With title insurance in place, the mortgage switching process can be carried out a lot faster.

Tracker Rate

This is a variable interest rate that tracks the European Base Rate with a margin that is fixed for the full term of the loan.


WARNING: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY LOANS SECURED ON IT.